Category Archives: Travel

What You Need to Know About International Travel Insurance

If you like travelling, you should take good care of your health too. Without good health, the travelling plans you made would be really wasted. One more thing you must take care of while you are travelling is the medical costs.

Why International Travel Insurance?

The answer is really very simple, security and budget. If you are travelling from one country to another with limited resources, travel insurance will help you adjust your budget and your expenses accordingly. Compare this to the risk of travelling without travel insurance and then falling sick. You might end up spending much more which will mess up your entire travel plan. Therefore international travel insurance should always be a part of your plans wherever you go.

What are the Other Benefits?

A good example of international travel insurance is the Atlas Travel plan that covers tourists visiting one country from another. In short it provides international travel insurance for both US and non US citizens. The travel could be as part of tourism, research or study. Also the insurance can be from a term period of just 5 days to as long as one year and the cost will vary accordingly. Again, the insurance can be renewed for as long as 3 years.

Features of an International Travel Insurance

The insurance covers quite a lot of features that will keep you safe and give you a comfortable sleep at nights. You don’t have to fret over the rising medical costs and massive bills for visiting doctors. The insurance sometimes provides coverage as high as one million dollars. The insurance covers the cost of the visits you have paid to various doctors, the cost of repatriation and evacuation that you were involved in or the cost of any hospitalization at any point of time. Medications and prescriptions are also covered under the insurance. Hazardous sports riders can insure themselves too if they love adventure and want to play safe as far as finances are concerned.

Applying for the Insurance

Applying for the insurance is very easy. One can do it online instead of going elsewhere. Online applications are processed faster and one can see the exact status at any point of time. Also, one receives the insurance as soon as it is processed in the form of mails. One can keep a printed copy of the PDF documents as proof of the insurance with them at all times. The CMN network is the provider and one gets only 80% of the coverage or whatever the terms of the insurance are. This is generally laid out in the policy and is known as coinsurance which means the ratio of coverage provided by insurance company and self. But a benefit of the coinsurance for a policy holder is that this amount is capped to a maximum of $1000. This means beyond one limit the policy holder doesn’t have to pay for the amount, even though it is his liability as per the co-insurance terms mentioned on the insurance policy.

Do You Have These Top Personality Traits of a Good Travel Nurse?

For some individuals, working as a professional travel nurse is the ideal opportunity. These nurses can live and work in almost any area of the country of their choosing. They will meet and make new friends wherever they go. Travel nurses are generally paid at an excellent rate. They are free to take time off whenever the mood strikes and they answer to no one for it. The benefits are usually quite good. So who wouldn’t want to become a travel nurse? The reality is, though, that not every nurse is suitable for travel nursing. Below we’ll talk about some of the major characteristics that are vital to becoming a good travel nurse.

Traveling nurses are moving frequently, from state to state and assignment to assignment. The constant moving can eventually take its toll on your physical, mental and emotional status. When you are considering a career as a travel nurse, you need to ask yourself some hard questions. You have to really like to travel. You will need a great deal of flexibility to handle some of the daily stresses of being a travel nurse.

Nurses are traveling to work, not play. Depending on your assignment, you may have time to tour the areas where you work, but it is not a vacation. Some nurses travel to work some major overtime, which leaves no time for sightseeing. Some places will not want to pay any overtime to travelers, leaving you plenty of time for leisure activities. So, this is another consideration you want to examine. Are you in it to see the country or to make a lot of money? The answer will help to determine where you will travel.

Travel nurses are expected to adhere to a schedule, as anyone else would be. They must report to work each shift scheduled, on time. Travel nurse will be expected to give 110% of themselves while working.

Travel nursing can be lonely, unless you are able to quickly make new friends. You are always a stranger in a new town, city, or state. Your travel experience can be a lot more positive if you are blessed with a talent for turning complete strangers into friends. Getting involved in unit activities can help to ease the loneliness as well as become part of the group.

Traveling with a spouse, significant other, or your family can significantly affect your travel nurse experience. The travel experience can be difficult on your significant others, adding to the daily stresses already experienced. Unless your significant other can travel with you, it is difficult to maintain a relationship. An ideal situation is when both you and your significant other can travel and work together on assignment.

Before signing with any travel nurse agency, you should consider all of the requirements and responsibilities expected from you. Ask questions. Speak to other nurses who travel. Take a good honest look at yourself and your personality traits. Qualities that a good travel nurse should ideally embrace include an appetite for adventure, a strong work ethic, confidence in their medical knowledge, and an outgoing personality. If you possess these qualities and have at least a year of experience, then get started on an exciting career as a travel nurse.